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Accident
A collision involving an automobile and anything that causes damage to the automobile, including other automobiles, telephone poles, buildings, and trees.
Comparative Negligence
The percentage of fault shared by each driver in an accident in which both contribute to causing the collision.
Liability Insurance
Coverage for a policyholder's legal liability resulting from injuries to other persons or damage to their property.
Witness
Person who testifies under oath before a court, regarding what he/she has seen, heard or otherwise observed.
Policy
Written contract of insurance.
Scrapped
Vehicles that have been dismantled and/or crushed and should not return to the road.
Hit and Run
An accident caused by someone who does not stop to assist or provide the required and necessary information.
Vehicle ID No. (VIN)
This 17 character number is unique to each vehicle. It identifies characteristics of the vehicle, including manufacturer, year, model, body, engine specifications, and serial number.
Venue
The specific county, city or geographical area in which a court has jurisdiction
Gap Insurance
Insurance that pays the difference between the actual cash value of a vehicle and the amount still to be paid on the loan. Some gap policies may also cover the amount of the deductible.
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